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José Augusto
José is 48 years old and lives with his wife and children in their own house. The house is connected to water and electricity, and is located in the built-up area of the district of Ferreñafe in the province of Chiclayo. The area is known for farming, cattle rearing and tourism.

For several years José has been selling bottled gas for cooking. There is not much competition in his area. He has a loyal clientele which places orders at 30 days' intervals (the expected duration of a gas cylinder). He spends his income on family expenditures.

José came to the microfinance institution Edpyme Alternativa and applied for a loan of 1000 new soles to buy more gas to meet the demand of his customers and thus provide for his own needs. The profit will enable him to pay the loan installments and improve his quality of life. José is a responsible man who with much effort and sacrifice supports his family. Like any father he wants his children to become professionals in future and that they achieve what they set out to do.
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José de 48 años de edad, vive con su esposa e hijos en su casa propia, cuenta con servicio de agua y luz, ubicada en la zona urbana del distrito de Ferreñafe que pertenece a la provincia de Chiclayo. Zona que se caracteriza por la actividad agrícola, ganadera y turismo.

José se dedica a la venta de balones de gas que se utiliza para que las cocinas funcionen, actividad que viene realizando desde hace varios años, la cualno tien mucha competencia en la zona donde vive, cuenta con clientela fija que le realiza pedidos a los 30 días que es lo que normalmente dura un balon de gas y con los ingresos que adquiera podrá solventar sus obligaciones familiares.

Ha solicitado un préstamo a Edpyme Alternativa de 1000 nuevos soles para comprar más gas para abastecer los pedidos de sus clientes y satisfacer su necesidad y con esas ganacias podrá cubrir su crédito y mejorar su calidad de vida. José es un hombre responsable que con muchoesfurzo y sacrificio saca adelante a su familia porque como todo padre quiere que sus hijos sean profesionales en un futuro y puedan lograr lo que se propongan.

About Peru

  • $6,715
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $55,189,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped José Augusto to buy bottled gas for cooking.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 10, 2011
Listed
Sep 2, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012