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Christine
Christine is 35 years old, single and the mother of two children, aged 12 and 17. Faced with the need to provide for her family, she decided one day to set up a telephone booth. She earns between 40,000 and 60,000 CFA francs per day. Her business strategy is good, because she has a loyal clientele.

After having been granted her first loan, which she has repaid successfully and which enabled her to save up a considerable amount of money, Christine applied for her second loan which she will use to buy recharge phone cards, such as MTN cards for 100,000 francs, Airtel cards for 80,000 francs and Sim cards for 40,000 francs.

Her plans for the future consist in the opening of a store to sell phones and accessories. She will use her profit to continue to provide her children with education.
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Cliente de 35 ans, celibataire avec 2 enfants dont l'age varie entre 12 et 17 ans, vu sa charge, elle se decide un jour d'ouvrir une cabine telephonique pour subvenir aux besoins de sa famille.
Ses revenus sont de 40.000frs a 60.000frs par jour, elle a une bonne stategie parcequ'elle a su fideliser ses clients.
Ayant deja beneficie d'un premier pret, elle a rembourse avec succes et a fait des epargnes considerables, pour ce second pret elle va s'approvisionner en stock de cartes comme cartes MTN a 100.000frs , Airtel a 80.000 frs, Sim a 40.000 frs.
Pour l'avenir , elle veut ouvrir une boutique pour vendre les telephones et accessoires et avec les benefices elle pourra subvenir a l'education de ses enfants.

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 4
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,265,350
    Funds lent in using Kiva
  • 461.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Christine to buy recharge phonecards from various companies.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2011
Listed
Aug 20, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2011