He has increased his working capital little by little through extensive and dangerous travel, as El Fortin is a periurban area with dirt roads and steep hills. He works every day from 7:30am to 4:30pm. He has many hopes for his mototaxi, which is why he wants to continue working to provide his family with greater financial stability. For this reason, he wants a loan to buy cement, rods, and blocks to make housing improvements.
Poco a poco ha incrementado su capital de trabajo con recorrido extenso y peligroso ya que el “Fortin” es una zona periurbana con caminos de tierra y montañas empinadas. Trabaja desde las 07h30 hasta las 16h30 todos los días. Tiene muchas esperanza con su moto taxi por eso quiere seguir trabajando para darle más estabilidad económica a su familia. Para ello quiere un préstamo y comprar cemento, varillas, bloques y mejorar así su casa.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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