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Grace Eposi Ngu Kwende
Grace is married to a lovely husband and they are both blessed with seven children. Only one child is under 15 and some are in school. She lives in Ntasen, an area in Bamenda, in the north-west region of Cameroon.

Her major challenges in life has been the difficultly of her children dropping out of school and inadequate capital to start a business for herself before joining GHAPE. She has also suffered greatly from ill health. Given a loan, she plans to buy pig feed, firewood, medicines for the animals and to pay for the maintenance of her pigsty and the transportation of her newly bought piglets to their rearing site.

Grace knows her business is going to succeed because she has acquired some basic training in financial management and pig rearing from GHAPE. She has also chosen to diversify her income by investing some of her capital in a firewood business and she has the land to support a successful business. The loan, if granted, will enable her to sell in her neighborhood at cheaper rates, providing firewood to her neighbors. She joined GHAPE in 2006 and has since successfully borrowed and repaid loans four times.

She will reinvest her profits back into her business and use part to it to care for her family. She will also use the proceeds to finish a construction plan she earlier started, building two new rooms. Her children’s school needs will also be taken care of. She prefers GHAPE because of the training she frequently receives and the low cost of obtaining and paying back a loan.

About GHAPE
The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

Additional Information

Important Information


About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,173,050
    Funds lent in using Kiva
  • 461.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Grace Eposi Ngu Kwende to buy feed, seeds, firewood and to pay for the maintenance of the pigsties and transportation of the piglets.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 18, 2011
Listed
Aug 14, 2011
Currency Exchange Loss:
Covered
Ended:
Jul 17, 2013