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Wilfrido is 45 years old, married and lives with his 4 children and his wife who are his main priority. With the loan he intends to buy supplies to care for his coffee plantation. His coffee crop is already established and what he wants to do is to provide good care so that he will obtain a better yield this year. What he will do specifically is to buy fertilizer and other necessary materials to improve the quality of his coffee beans. He hopes with this loan to earn the income needed to get ahead and provide his family with a better quality of life in the future. This is the first loan he has received from FUDECOSUR. He has had no other prior loans from state banks, but FUDECOSUR has more easily extended credit and at a much lower rate of interest.
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Wilfrido, tiene la edad 45 de años, está casado y vive con sus 4 hijos y su esposa que son su mayor prioridad. El pretende con el crédito comprar insumos para la asistencia de su cafetal. El cuenta con el cultivo ya establecido y lo que quiere es darle una buena asistencia para obtener mejores cosechas este año. El lo que hará específicamente es comprar abono y materiales necesarios para mejorar la calidad del cultivo. El pretende con este crédito realizar las ganancias necesarias para seguir adelante con el proyecto y darle a su familia una mejor calidad de vida para el futuro. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,494,350
    Funds lent in using Kiva
  • 499.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Wilfrido to care for his coffee beans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 12, 2011
Aug 16, 2011
Currency Exchange Loss:
Sep 15, 2012