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Rwashamaire Bakyara Twimukye Group B
In this Group: Rosette, Margaret, Jadress, Flavia, Francis, Faridah*, Kellen, Jovulet, Justine, Caroline, Jovulet*, Rodah, Njerina, Jovulet
* not pictured
Having that enterprise, that pro-activeness, that poise, that tenacious grit and the ability to deal with the mental and physical demands of running any kind of business are some one of the invaluable keys to business success. Most businesses in Uganda unravel on the basis of the fact that most people plying them have a one-track mind, are impatient and are, in most cases, rushing to make quick profits.

Most entrepreneurs, however, go to great lengths to enforce growth in their business undertakings. One such Ugandan is an assiduous and good humored mother of two who goes by the name of Rosette. She operates her food sales and small farming businesses in Ntungamo, in the West of Uganda. She principally grows and sells bananas and sells her food in one of the biggest food markets in the aforementioned district.

Rosette is a teacher by profession and she sees her engagement in the food sales trade as a means of enhancing her income. Needless to say, most teachers in Uganda get low remuneration. This, in most cases, means that most make-do with the help of a side business. Weekly, Rosetta's gross sales income totals up to 120,000 Uganda shillings.

Rosette intends to use this Kiva loan to purchase more high grade manure for her banana farm. She anticipates better yields thereafter, which will mean better profits.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 288
    View loans »
    Uganda Loans Fundraising
  • $31,075,950
    Funds lent in using Kiva
  • 2,680.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Rwashamaire Bakyara Twimukye Group B's $2,450 loan helped a member to purchase more high grade manure to use on her banana farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 6, 2011
Aug 14, 2011
Currency Exchange Loss:
Apr 28, 2012