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Nicacia works cleaning houses and also has a small store where she sells meat and other daily use items; her husband’s an electrician. She needs the loan to increase working capital because she needs to buy a refrigerator to keep her meat in good condition and to be able to buy in larger amounts. She also needs to buy other merchandise to keep her store well stocked and thus help it grow.

She lives in her parents’ house in the city of La Paz’s Valle Hermoso zone. She’s married and has a son. This is the fifth time IMPRO has approved a loan for Nicacia and the second time it’s been channeled through KIVA.
View original language description ↓
La señora Nicacia trabaja en limpieza de casas y también tiene una pequeña tienda donde vende carne y otros productos de consumo diario; su esposo es electricista. El crédito lo requiere para su aumento de capital, pues necesita comprar una heladera para mantener la carne en buen estado y comprar en mayor cantidad; también necesita comprar otros productos para mantener su tienda con un buen stock de mercadería y así hacer crecer su negocio. Vive en casa de sus padres en la zona de Valle Hermoso en la ciudad de La Paz; es casada y tiene un hijo. Es la quinta vez que IMPRO aprueba un préstamo para Nicacia y la segunda vez que se canaliza a través de KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 164
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nicacia to buy a refrigerator and merchandise for her store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 30, 2011
Aug 15, 2011
Currency Exchange Loss:
Aug 17, 2013