Beatrice is a 32-year-old married woman with four children living in her own home in Fort Portal, Uganda. Her dream is to construct a commercial house and educate her children up to university. She a vendor of fresh foods and has been in this business for six years. Her constraint is lack of refrigerating facilities since most of her goods are perishables, and her dream is to buy a fridge and also to purchase at least 10 crates of tomatoes per month. Beatrice needs the loan to buy tomatoes to sell.