Janiffer is a proud mother of two, aged 12 and 10, and has been in mixed farming for five years in the Litein area of South Rift, Kenya. Her farm produces eggs, tea and milk.
Jannifer has made a loan request with Juhudi Kilimo for a total of 30,000 KES to help her buy more poultry birds and enjoy the economies of scale. She says the income will help her in educating her children, and also help expand her dairy farming by acquiring better breeds for the dairy business.
She say diseases are the greatest challenge in a farming business.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.