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Digna Esmerita
Digna is a hard-working woman who has a small business in the front part of her house. She started her business ten years ago in order to improve her family’s finances. Little by little she was expanding her small store.

She now has a small store where she sells basic needs foods like rice, grains, canned goods, drinks, and dairy products, etc. Little by little she has increased her merchandise, so she also sells cosmetics to her neighbors or friends.

She has a lot of aspirations for her business. Therefore, she wants to continue working. She wants to use the loan to buy drinks, dairy products, rice, and sweets, etc.

In the future she wants to have a big place in order to meet her customers’ needs.
View original language description ↓
Digna es una mujer trabajadora que tiene un pequeño negocio en L. parte delantera D. su casa. Comenzó hace 10 años con su negocio para mejorar L. economía D. su familia. Poco a poco fue incrementando su pequeña tienda.

En L. actualidad tiene una pequeña tienda donD. venD. víveres D. primera necesidad como arroz, granos, enlatados, bebidas, lácteos etc. Poco a poco a incrementado su mercadería por eso también venD. cosméticos a sus vecinos o amigos. Tiene muchas aspiraciones con su negocio por eso quiere seguir trabajando por lo que con el préstamo desea comprar bebidas, lácteos, arroz, dulces etc.

En el futuro quiere tener un local granD. para cubrir las necesidades D. sus clientes.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Digna Esmerita to buy drinks, dairy products, rice, and sweets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 15, 2011
Currency Exchange Loss:
Jul 15, 2012