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Ghislain
This client is 35 years old, married and the father of three children who vary in age from five to 12 years old. Having begun to sell nets of onions in 2005, The client is on his third loan with Hope Congo. He reimbursed the first two without difficulty and has put aside considerable savings.

He buys his goods in Kinshasa two times a week. He wants to expand his stock by buying net bags of onions that he sells wholesale and retail. His sales amount to between 30,000 and 60,000 francs a day. His customers are market vendors, restaurant owners, and housewives.

With this new loan, he is going to expand his stock by buying 15 net sacks of 25 kilos of onions, and each week, he will go over to Kinshasa to stock up.

Very ambitious, he intends to be a wholesaler of foodstuffs such as maize, onions, peanuts. With his profit, he is saving to buy a truck which will permit him to travel from village to village to buy his merchandise.
View original language description ↓

Client de 35 ans, marie et père de 3 enfants dont l’age varie entre 5 et 12 ans,ayant debuté avec la vente des filets d’oignons en 2005, ce client est a son troisieme cycle de prêt aupres de Hope Congo, il a rembourse sans difficultes et a fait des epargnes considerables .
Il s’approvisionne a Kinshasa deux fois par semaine ,il va renforcer son stock en achetant des filets d’oignons qu’i vend en gros et detail.
Ses ventes sont de 30000 a 60000 frs par jour,ces clients sont les vendeuses du marché, les restaurateurs et les menageres.
Avec ce nouveau prêt il va renforcer son stock en achetant 15 filets de 25 kg d’oignons et chaque semaine , il traversera pour Kinshasa pour faire ses provisions .
Tres ambitieux, il a l’intention de devenir un grossiste des produits vivriers comme le mais, l’oignon, l’arachide,et avec ses benefices il est entrain d’economiser pour acheter un camion qui lui permettra de voyager de village en village pour faire ses provisions.

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 2
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,244,275
    Funds lent in using Kiva
  • 457.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Ghislain to buy 15 net sacks of onions.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 18, 2011
Listed
Aug 9, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2011