Djèkafo 2 Group
In order to have available agricultural intrants available during the rainy season and to get help for the plowing and weeding by recruiting male workers, they contacted Soro Yiriwaso and are on their first agricultural loan cycle. The species cultivated by the group's members are groundnuts, millet and black-eyed peas.
Mrs. Alimata (the first woman sitting all the way to the right in the picture) plans on using her loan to buy one bag of urea fertilizer, one liter herbicide, 25 kilos groundnut seeds and to recruit men to do her plowing. She gets her agricultural intrants from the fair in Tissala and hire workers from the village's youth association. With her five acres, she is hoping to produce 15 bags of groundnuts, five bags of millet, two bags of black-eyed peas and the beans' greens. Over half of her production is eaten in the household, with the remainder and the pea greens sold to provide for the household's small expenses.
Dans le but d’avoir des intrants disponibles pendant l’hivernage et de se faire aider dans le labour et le sarclage en recrutant la main d’œuvre masculine, elles ont fait recours à Soro Yiriwaso et sont à leur 1er cycle de prêt de campagne. Les spéculations cultivées par les membres du groupe sont l’arachide, le mil et le niébé.
Madame Alimata (1 ère femme assise à l’extrême droite sur la photo) compte utiliser son prêt pour acheter un sac d’urée, un litre d’herbicide, 25 kg de semences d’arachide et recruter les hommes pour faire le labour. Elle se ravitaille en intrants agricoles à la foire de Tissala et en main d’œuvre avec l’association des jeunes du village. Avec une superficie de 2 hectares, elle espère produire 15 sacs d’arachide, 5 sacs de mil, 2 sacs de niébé et des fanes; plus de la moitié de la production est consommée à domicile et le reste est vendu en plus des fanes de niébé pour prendre en charge les petites dépenses du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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