Badamragchaa is 28 years old and lives with her husband and son in a ger, a traditional Mongolian felt tent, in Ulaanbaatar, the capital city of Mongolia.
Her husband works as a supervisor at local company and her three-year-old son attends a local kindergarten.
Badamragchaa supports her family by operating a clothing retail stall at the largest outdoor market of Mongolia. She sells wide range of children's clothing imported from Beijing and Ereen, the border city of China. With the business profits she made since 2005, she managed to buy a small plot of land in 2008.
Her aim for this year is to build a new small house on the land where her family can enjoy better living conditions.
Badamaa is requesting a 1,500,000 Tugrik (MNT) loan to import more children's clothing for the upcoming season. She says, "I love to see kids feeling overjoyed when they buy new clothes".
She is planning to start the building project this August and is working hard to achieve her goal.
Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.