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Julienne
Julienne is married and the mother of five children who are all in school and doing well in their studies. Our client resides with her husband and her small family. Household expenses are the couple's responsibility. Julienne is a seamstress by training; concurrently she sells liquid soap, rechargeable GSM phone cards, beverages from SOBEBRA, ice, and bissap, a refreshing beverage made locally (from hibiscus flowers) and very popular with children and even adults.

To have substantial revenues, Julienne has included with all these businesses the sale of food. She has a large customer base composed of households in and around her area. She makes her purchases at Tokpa, the largest market in Benin.

She is now on her second loan which she requested and obtained at the micro-finance institution FINADEV to increase her business capital in order to diversify her businesses further. The extra revenues generated by this micro-loan will enable Julienne to be financially independent and to cover family expenses.
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Julienne est mariée et mère de 5 enfants, tous scolarisés et évoluant bien dans leurs études. La relation réside chez son mari avec sa petite famille. Les charges financières du ménage reviennent au couple.
Julienne est couturière de formation; parallèlement, elle vend des savons liquide, des cartes de recharges GSM, des boissons de la SOBEBRA, de la glace et du bissap, une boisson rafraichissante de fabrication locale très appréciée des enfants et même des grandes personnes. Pour disposer de revenus consistants, Julienne a ajouté à toutes ces activités la vente de nourriture. Elle a une large clientèle constituée des ménages de sa zone et de ses environs. Elle fait ses achats dans le plus grand marché du Bénin, Tokpa.
Julienne est à son 2ème crédit qu'elle a sollicité et obtenu à FINADEV pour accroître son fonds de commerce afin de mieux diversifier son activité. Le revenu supplémentaire généré par ce micro crédit lui permettra d'être indépendante financièrement et de couvrir les charges familiales.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 457.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Julienne to buy 2 dozen of liquid soap, 50 GSM rechargeable phone cards, and 25 cases of beverages.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 26, 2011
Listed
Aug 9, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012