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Shamim's Group
In this Group: Shamim , Yasmeen, Rehana Kosar, Rukhsana, Musarat Shaheen
Shamim is an active lady who supports her family by doing embroidery for her neighboring clients. She is very good at her work. She prepares beautiful looking embroidered clothes and earns good profits. Her husband is 45 years old and a janitor in the university. Shamim has five children. All of them are studying in different classes and continuing their education.

Shamim needs some capital to improve her embroidery business. Therefore, she has applied for a loan from Kiva partner Asasah. With the loan, she will buy embroidery material in larger quantities that will allow her to fulfill the needs of her customers and increase her profits. She has been operating her business for the past three years and has good number of clients. She is confident that an investment will help her improve her sales and profits.

She is a new loan user of Asasah and this is her first loan application.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 86.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamim's Group's $1,350 loan helped a member to buy embroidery material for embroidery business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Aug 11, 2011
Currency Exchange Loss:
Jul 15, 2012