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Giovanna Del Rosario
Giovanna is married and has three children in school. Her husband works as a mechanic. Her goals include preparing her children to become professionals. Giovanna is an enterprising and hardworking woman who sells cosmetics. She started her business using her own funds and with the support of her husband, she has plans to improve and expand it.

The loan she is requesting will be invested in the purchase of materials such as bricks, cement, sand, and other items so that she can lay down a floor in a section of her house that only has cement. This will give her a finished floor that provides comfortable and healthier conditions for her family.

Giovanna is grateful for the financial support that has helped her develop her standard of living.

View original language description ↓
Giovanna casada, su esposo mecánico, sus hijos estudiantes. Sus metas que sus hijos se preparen profesionalmente. Mujer emprendedora, trabajadora es comercio de cosmético. Lo inicio con fondos propios y con el apoyo de su esposo sus planes son mejorarlo y ampliarlo. El préstamo será invertido en la compra de materiales como: ladrillos, cemento, arena, entre otros para colocar el piso a una parte de la casa que solo está con cemento. Ahora tendrá el piso completamente brindándole a su familia comodidad y mayor higiene.
Agradece a la financiera por el apoyo al desarrollo por el apoyo al desarrollo de su nivel de vida.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 97
    View loans »
    Nicaragua Loans Fundraising
  • $24,384,075
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Giovanna Del Rosario to purchase materials for installing a floor.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 16, 2011
Aug 14, 2011
Currency Exchange Loss:
Jun 15, 2012