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Bella Maria
Bella knows how to manage the monthly voucher she receives from the government and was able to open a small store. Her older children help her with attending the store when they return from school. Bella and her husband, who works as a seafood merchant, are able to help their family get ahead. They have three children (ages 16, 15, and 3).

Living in a periurban section of the city makes it difficult for Bella to travel so that she can restock her business, but she does not let this problem discourage her. She is requesting a loan to buy rice, sugar, and oil in order to restock her store. This will allow her to continue providing a better life for her children and to make improvements to her home.
View original language description ↓
Bella de 35 años supo administrar el bono que le daba el gobierno mensualmente y puso una tienda muy pequeña, la cual atiende con la ayuda de sus hijos mayores cuando salen del colegio. Junto a su esposo que es comerciante de mariscos han sabido sacar adelante a la familia ya que tienen 3 hijos de 16, 15, y 3 añitos.
El hecho de vivir en una zona periurbana de la ciudad le complica movilizarse para abastecer su negocio pero eso no la amilana.
Para comprar arroz, azucar, aceite y surtir su tienda ella quiere un préstamo, y así seguir dándoles una mejor vida a sus hijos y hacer mejoras en su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bella Maria to buy to buy rice, sugar, and oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 16, 2011
Currency Exchange Loss:
Aug 15, 2012