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San Miguel (Cuenca) Group
In this Group: Clara Elvira, Rosa, María Esther, Digna Esperanza, Mariana De Jesús, Enma Soledad, Mercy Viviana, Rosa Aurora
The community bank San Miguel is comprised of 8 women who are neighbors and friends and live in the community which is part of the Del Valle parish. The parish has a cold climate. The people work in commerce, raising animals, and agriculture, and many also work at different jobs in the city. The people maintain their culture and their traditions. They are very nice people like these community bank members who are friendly and charismatic and always have a smile to give.
One of the group members is Mariana. Mariana lives in the area next to the Del Valle parish and has been a member of the community bank for 7 years.
She is 30 years old, married, and has 3 children who are 12 years old, 3 years old, and the youngest is 4 moths old. Her oldest daughter is studying at the high school in the city. Her husband works as a bricklayer and is also a cabinetmaker. The house that they live in belongs to them and is the product of their joint work.
Mariana works caring for her daughters who are still very small and, while she is at home, she also raises pigs and chickens which she sells in the community.
She will use her new loan to buy chickens and chicken feed.
Her goal is to finish building their house as it still lacks the finishes.
View original language description ↓
El banco comunal San Miguel, está formado por 8 mujeres quienes son vecinas, amigas y viven en una misma comunidad que pertenece a la parroquia del Valle, esta parroquia es de clima frió, su gente se dedica al comercio, cría de animales y agricultura, muchos también laboran en la ciudad en diferentes trabajos, su gente mantienen su cultura y tradiciones de sus pueblos. Son personas muy amables como nuestras socias que son mujeres amables y carismáticas y siempre tienen una sonrisa para regalar.

Una de las integrantes del grupo es la Señora. Mariana vive por un sector aledaño de la parroquia del Valle, es socia del banco comunal hace 7 años.

Tiene 30 años, es casada y fruto de su unión conyugal ha concebido 3 hijos de 12, 3 años y su último hijo de 4 meses de edad, su primera hija estudia en un colegio de la ciudad. Su esposo labora como albañil y también es ebanista, la casa en la que viven es de su propiedad siendo el esfuerzo del trabajo conyugal.

Doña Mariana se dedica al cuidado de sus hijas que aun son muy pequeñas y como pasa en casa se dedica a la cría de cerdos y pollos a los que los vende en su propia comunidad.

Su nuevo crédito lo va a invertir en la compra pollos y alimento para los mismos.

Su meta es terminar su casa ya que aun le hacen falta acabados.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San Miguel (Cuenca) Group's $2,650 loan helped a member to buy chickens and chicken feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2011
Listed
Aug 14, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012