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Bernadette
Bernadette is a widow who supports four children, who are all in school. She lives in her husband's family home and receives a widow's pension. A restauranteur, she sells food to students at the Collège de l'Enseignement Général ENTENTE (a middle school) during the school year. During vacation time, she sells food in her district. She gets her supplies of rice and bean from Tokpa, the international market of Benin. The condiments and other accessories are purchased each day from the nearest market. She is now on her eighth loan at the micro-finance institution FINADEV.

Because of growth and the requirements of her customers, Bernadette decided to renew her loan with FINADEV to satisfy a large number of her customers. From this loan, she envisions making revenues that will help her to ensure her children's survival and to offer nicer conveniences at home for her family.
View original language description ↓
Veuve, Bernadette a à charge 4 enfants, tous scolarisés. Elle vit dans la maison familiale de son mari et bénéficie de la pension de veuvage. Restauratrice, elle vend à manger aux élèves du Collège de l'Enseignement Général ENTENTE au cours de l'année scolaire. Pendant les vacances, elle vend à manger dans son quartier. Bernadette s'approvisionne en riz et haricots à Tokpa, le marché international du Bénin. Les condiments et autres accessoires sont achetés tous les jours dans le marché le plus proche. Bernadette est à son 8ème prêt à FINADEV.
En raison de l'augmentation et des exigences de ses clients Bernadette a décidé renouveler son prêt auprès de FINADEV pour satisfaire un grand nombre de sa clientèle.
Elle envisage tirer de ce crédit des revenus qui pourront l'aider à assurer la survie de ses enfants et à offrir un confort plus agréable à sa famille.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 464.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Bernadette to buy 5 25-kg sacks of rice, 2 sacks of beans, a 25-liter container, and more.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 26, 2011
Listed
Aug 9, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012