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Maria Lorena
María is married. Her husband is a farmer and her children are students. She has worked for a private company for some time. Her project is to improve the infrastructure of her house. She has had some difficulties because she has been sick. She has already made some small improvements.

She requested this loan to purchase construction materials such as cement, sand, bars, steel sheeting and oil-based paint, among other materials. She will use the materials to repair her gate and the flooring in her entryway.

She is grateful for this financing and for the support for the safety and comfort that she will have as a result.
View original language description ↓
María casada, su esposo agricultor, sus hijos estudiantes. Ella trabaja para una empresa privada desde hace tiempo, su proyecto mejorar la infraestructura de la casa, ha tenido dificultades ya que se ha enfermado. Ha realizado pequeñas mejoras.
Solicitad el préstamo para la compra de materiales de construcción: cemento, arena, rejas, laminas de acero, pintura de aceite entre otros materiales para reparar el portón y el suelo de la entrara.
Agradece a la financiera por el apoyo a su seguridad y comodidad que obtendrá.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maria Lorena to purchase construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2011
Aug 13, 2011
Currency Exchange Loss:
Aug 16, 2012