Banca Comunal Rosa Group
Rosa is 57 years old and lives in Riobamba with her husband and 7 children who are 36, 33, 28, 25, 20, 17, and 16 years old. Rosa is described as a hardworking, social, capable enterprising person who likes to help people who need it.
This is the first time that she has worked with FODEMI. The loan she has asked for is to start a business raising chickens with her family. She worked in farming before. It didn't generate a lot of income and that is why thanks to this loan she can distribute her chickens in different communities and make good income that will change her quality of life.
Her dream is to have her own chicken farm to sell and have have more income.
Rosa tiene 57 años vive en Riobamba con su esposo y sus 7 hijos que tienen 36, 33, 28, 25, 20, 17, 16 años, Rosa se describe como una persona trabajadora, socialista, capaz, emprendedora y sobre todo le gusta ayudar a las personas que necesitan.
Es la primera vez que trabaja con FODEMI, el préstamo que solicita es para empezar con el negocio de la crianza de pollos junto con su familia, antes trabajaba en la agricultura lo cual no le generaba muchos ingresos es por eso que gracias a este préstamo puede repartir sus pollos a las demás comunidades y generar buenos ingresos que cambiaría su calidad de vida.
Su sueño es tener una granja de pollos para vender y obtener mejor utilidad.
About FODEMI, a partner of World Vision InternationalFODEMI is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid