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Twizerane Group
In this Group: Anastasie, Angelique, Kezia, Léonie, Patricie, Gaudence, Espérance, Euphrasie, Marie, Angélique
Anastasie is a farmer. She is a member of Twizerane Group. She is married, 53 years old and the mother of two children, aged 19 and 28. She was born in Rwanda. She attended elementary school until sixth grade. This is her second loan cycle with the microfinance institution ACB. She will use her loan to buy 300 kilograms of potatoes, 25 kilograms of corn and 50 kilograms of chemical fertilizer, as well as pay for labor. Her growth strategy for her farming business consists in increasing her inventory and expanding her acreage. In future, she wants to become an important and well-known retailer in her area. She would like to build another house for her family to live in.
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Anastasie est agricultrice, elle membre du groupe Twizerane. Elle est mariée, elle est âgé de 53 ans. Elle a 2 enfants entre 19 ans et 28 ans. Elle est né au Rwanda.son niveau d’éducation est 6 ans de primaire. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser le prêt pour acheter 300kgs de pommes de terre, 25kgs de maïs, 50kgs ’engrais chimique, et payer la main d’œuvre. Sa stratégie pour la croissance de l’affaire est d’augmenter les produits ainsi que les champs pour son projet d’agriculture. Dans l’avenir il voudrait devenir une grande commerçante connue dans sa région, elle voudrait bâtir une autre maison à usage résidentiel pour sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 102
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Twizerane Group's $2,375 loan helped a member to buy 300 kilograms of potatoes, 25 kilograms of corn and 50 kilograms of chemical fertilizer, as well as pay for labor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 5, 2011
Listed
Aug 8, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2012