Farahim is 55 and a livestock breeder with six years of experience. He is a trusted borrower of AqroInvest and KIVA. He is married and has two grown sons who are, thanks to his experience, independent adults also engaged in farming. Farahim and his sons work on the same farm and their total monthly income is about $400 USD. He usually purchases small cattle. Then he raises them and sells them in the livestock bazaar after five or six months. He would like to purchase more cattle. Summer is the high period for wedding parties and dishes from meat are very popular. Farahim would like to take this chance and purchase more cattle for their meat. This will be his fifth loan from AqroInvest and his second from KIVA.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.