Yadigar is 42 and married with 3 children. Yadigar runs a grocery store where he sells different kinds of goods such as confectioneries, candies, butter, beverages and other items. He has 10 years of experience in this field and his monthly income is about $300 USD. His store located in the central Imishli bazaar and is very popular among local people. He would like to increase the range of good he sells and for this purpose he applied for a loan of 1,500 AZN.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.