Haqiqat is 49 years old, married and has two children. Haqiqat runs her own business selling home furniture in Agcabadi district in the southern part of Azerbaijan. Her shop is located in the central market of the city and everyone who passes by comes in, but still her monthly income from this business is only $300 USD. She would like to increase her profit and start selling plastic furniture. This will allow her to increase her monthly turnover and improve life of her family.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.