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Ceremie is 23 years old and lives in the Philippines. She is separated, has two children and earns a living by running a shop that sells snacks, canned goods and noodles. She has had this business for four years and is applying for a loan for PHP 5,000 to buy more items to sell to her customers. Ceremie has been a member of HSPFI since 2010 and is committed to continue improving her business.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 358
    View loans »
    Philippines Loans Fundraising
  • $52,140,475
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ceremie to buy canned goods, snacks and beverages.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 22, 2011
Aug 9, 2011
Currency Exchange Loss:
Jan 15, 2012