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Damaris Del Rosario
Damaris del Rosario, 23, is single and lives with her parents and 7-year old daughter in the Chillanes canton, Bolivar province.

The Nueve de Abril V.R.C. (communal bank) is located in the San José del Tambo parrish, in Chillanes canton where the members of this chapter work in agriculture, principally growing corn and cacao.

Damaris farms and also sells clothing. She buys and sells her products in the San José del Tambo market.

She is requesting a loan to buy merchandise. It will help her cover her expenses and improve her business. She, as do the middlemen, faces challenges such as the drop in prices of the products that she sells. Her dream is to have her own house.

She likes to listen to music and work in her home.
View original language description ↓
Damaris del Rosario tiene 23 años de edad, es soltera, vive con sus padres e hija de 7 años en el Cantón Chillanes, Provincia de Bolívar.

La V.R.C NUEVE DE ABRIL, se encuentra ubicada en la parroquia San José del Tambo, perteneciente al cantón Chillanes, los miembros de esta ventanilla se dedican a la agricultura, principalmente al cultivo de maíz y cacao.

Damaris se dedica a la agricultura y al comercio de prendas de vestir. Compra y vende sus productos en el mercado de San José del Tambo.

Solicita el crédito para comprar mercadería. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar su actividad comercial. Enfrenta desafíos como la caída de precios de los productos que comercializa, así como los intermediarios. Su sueño es tener una casa propia.

Le gusta jugar escuchar música y realizar labores domésticas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Damaris Del Rosario to buy merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 25, 2011
Aug 11, 2011
Currency Exchange Loss:
Aug 16, 2012