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Julio Cesar
Sr. Julio Cesar lives in the city of Managua. Through his work, he has demonstrated that he is a responsible father.

Don Julio visited the offices of CEPRODEL to request a loan so that he can invest in the replacement of the roof on his house. He plans to buy materials such as zinc and wood. With the arrival of winter, it is necessary to make this change.

He is grateful to CEPRODEL for this loan so that he can improve his home.

View original language description ↓
El señor julio cesar vive en la ciudad de Managua es padre de familia responsable en su trabajo .
Don julio visito nuestras oficina para solicitar un crédito para invertirlo en el cambio del techo de su casa de habitación .los materiales que el señor va a comprar es cinc, madera ya que con la llegada del invierno es necesario hacer eso cambio.
Agradece a ceprodel ya con este financiamiento podrá mejorar su vivienda.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Julio Cesar to purchase construction materials for replacing the roof of his house.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Sep 1, 2011
Currency Exchange Loss:
Nov 15, 2012