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Fishing is the most important part of 36-year-old Deck’s daily work. She and her husband have been living on a fishing boat on the river for more than nine years. This couple wakes up every morning, drives their boat toward the middle of the river, and then fishes. After the fishing is done, they hurry to bring their fish to the market and sell to their regular buyers on credit. They collect their money after their buyers sell all of the fish that they bought.

Dek and her husband also support their four children who are enrolled in school.

Dek is not comfortable because her house often needs to be repaired. She would like a loan from Kiva to repair her old house. And in the future, Dek hopes that all of her children study at as high a level as they can.

She took the photo at Hattha Kaksekar Ltd.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Dek to repair her old house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2011
Sep 1, 2011
Currency Exchange Loss:
Aug 15, 2012