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Sarorng is working as a waitress in a hotel. Her husband is a cook in the hotel in which his wife is working. Their income is $8 per day. She has one child; he is 3 years old. Every month, she has to spend $30 on food, $5 on electricity, $15 on school fees, $15 on transportation and $10 on other expenses.

She would like to request a loan of $1,000 to buy construction materials to build a house. This loan will help her to get a good house to live in with her husband and child, because before she lived with her parent. In the future, she wants to sell food at her house so that she can stay home and look after her children and also can have a career for herself.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $35,070,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sarorng to buy construction materials to build a house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 7, 2011
Currency Exchange Loss:
Apr 15, 2012