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Julio Cesar
Señor Julio Cesar lives in the city of Managua and works as a laborer. He is responsible in his work. He is single and has high hopes of personal development.

It is important to note that Julio is also a student, and for this reason is asking for a loan to buy a computer to make it easier to study. He hopes to benefit from said loan in order to continue developing as a person.
View original language description ↓
El señor Julio Cesar vive en la ciudad de Managua dedicandose a trabajar en su centro de labores. Es una persona responsable en su trabajo, es soltero y con muchas expectativas de desarrollo personal.

Es importante destacar que Julio también estudia por lo que solicitó un crédito para la compra de una computadora para facilitar sus estudios. Espera ser beneficiado con dicho crédito para así continuar superandose en su desarrollo como persona.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Julio Cesar to buy a computer for his studies.
100% repaid
Repayment Term
28 months (Additional Information)
Repayment Schedule
Jul 23, 2011
Sep 1, 2011
Currency Exchange Loss:
Oct 17, 2013