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Marcia`s Group
In this Group: Marcia, Carlos, Nidia Lucila, Segundo , Segundo, Isabel, Orfilio, Luz
Marcia`s Group is composed of 8 people: four women and four men. Marcia is the group President. She lives in Alto Tambo very near San Lorenzo with her spouse and children who are 11 and 7 years old. She describes herself as a person who gets what she proposes and is quite responsible regarding her children’s education.

She has been working alone in a grocery store for the last five years but her business hasn’t been able to grow because she sold the food on credit and was unable to recuperate quickly.

This is her first loan request to Fodemi. She will be able to use the requested loan to stock her store with a variety of products to stabilize economically and be able to provide her children with an education in the city.

Her dream is to give her children a good education in the city and to see her grocery store grow and also to have a large general store eventually.
View original language description ↓
Marcia`s Group esta conformado por 8 personas, 4 mujeres y 4 hombres, grupo en el cual Marcia es la presidenta.

Marcia vive en Alto Tambo muy cerca de San Lorenzo con su conviviente e hijos los cuales tienen 11 y 7 años, se describe como una persona que consigue lo que se propone y es bien responsable con la educación de sus hijos.

Trabaja sola en una tienda desde hace 5 años, pero su negocio no ha podido crecer porque daba los alimentos acrédito y no se pudo recuperar pronto.

Es la primera vez que le solicita créditos a FODEMI, con el préstamo que ha requerido va a abastecer su tienda con varios productos y así poder estbilisarse económicamente y poder dar la educación en la ciudad a sus hijos.

Su sueño es darles un buen estudio de colegio a sus hijos en la ciudad y crecer su tienda y llegar a tener asdemas de la tienda un bazar.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Marcia`s Group's $3,100 loan helped a member to buy stock merchandise for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 10, 2011
Currency Exchange Loss:
Feb 16, 2012