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Leovigildo Francisco
Leovigildo Francisco is 57 years old. He is married and lives with his wife and children, aged 17 and 25, in the Chillanes canton, Bolivar province.

THe NUEVE DE ABRIL [Ninth of April] community bank is located in the parish of San José del Tambo, which belongs to the Chillanes canton. The members of this bank work in agriculture, mainly growing corn and cacao.

Leovigildo grows corn and cacao. He buys and sells his products in the market of San José del Tambo.

He is asking for the loan to buy seed and fertilizer for his crops. The loan will be used to meet his financial needs and improve his farming activity. He faces challenges such as falling prices for the products he sells, as well as middlemen. His dream is to build a house.

He likes to play volleyball.
View original language description ↓
Leovigildo Francisco tiene 57 años de edad, es casado, vive con su esposa e hijos de 17 y 25 años en el Cantón Chillanes, Provincia de Bolívar.

La V.R.C NUEVE DE ABRIL, se encuentra ubicada en la parroquia San José del Tambo, perteneciente al cantón Chillanes, los miembros de esta ventanilla se dedican a la agricultura, principalmente al cultivo de maíz y cacao.

Leovigildo se dedica al cultivo de maíz y cacao. Compra y vende sus productos en el mercado de San José del Tambo.

Solicita el crédito para comprar semilla y fertilizantes para sus cultivos. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar sus actividades agrícolas. Enfrenta desafíos como la caída de precios de los productos que comercializa, así como los intermediarios. Su sueño es construir una casa.

Le gusta jugar vóley.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Leovigildo Francisco to buy seed and fertilizer for his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 25, 2011
Aug 10, 2011
Currency Exchange Loss:
Sep 20, 2012