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For the past 20 years Gina has helped her husband sell fertilizer. Nevertheless, the enormous need for money and her youngest daughter’s illness (she suffers from Downs Syndrome) has made it so that the past 2 years she has been selling wine among her neighbors in the AAHH Sol Naciente neighborhood.

Even though her business is going well (she began selling 1 liter and now sells 7), there are season in which sales fall. She also has to travel every weekend to Chincha (south of Lima) to bring the wine, leaving her daughter alone. It is for this reason that with having the possibility to acquire a loan, she will be able to open a clothing or shoe store.

Translated from Spanish by Cindy Kendall, Kiva volunteer.

Desde hace 20 años, Gina ha ayudado a su esposo en la venta de fertilizantes. Sin embargo, la inmensa necesidad de dinero y la enfermedad de su última hija (padece síndrome de Down) han hecho que desde hace 2 años, venda vinos entre sus vecinos del AAHH Sol Naciente.

Aunque le va bien en su negocio (comenzó vendiendo 1 litro y ahora 7) hay temporadas en las que las ventas caen. Además debe viajar todos los fines de semana a Chincha (localidad al sur de Lima) para traer el vino, dejando sola a su hija. Es por esto que de tener la posibilidad de acceder a un mayor crédito, pondría una tienda de ropa o calzado.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 154
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Gina open a clothing or shoe store.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 2, 2008
Jan 18, 2008
Currency Exchange Loss:
Aug 2, 2008