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Grupo Hatarinas Group
In this Group: Epifania, Martha Nelida, Rosario Manuela , Kristian Paola, Clarisas, David, Victoriano
Epifanía is a 49-year-old woman who belongs to the Grupo Hatarinas Communal Bank, which has seven male and female members. They are enterprising people who all currently have their own businesses, a common goal of supporting their families, and dreams to reach for and attain.

Epifanía and her live-in partner have a business selling silver and, in her free time, she finishes jewelry, which is her greatest skill. She has three children, two of whom are still minors. It is for them that she has to struggle to be able to give them the best, and thanks to the help of this institution, she has been able to give them an education and to build their home. With this latest loan she plans to invest in silver for new work projects.

David was not present for the group disbursement , which is why he appears in the photograph on the left hand side wearing a white shirt.
View original language description ↓
Epifanía es una mujer de 49 años de edad, ella pertenece a la alcancía Grupo Hatarinas con 7 miembros entre hombres y Mujeres, son personas emprendedoras, que actualmente todos tienen un negocio y un propósito en común para sostener a sus familiares, con sueños por alcanzar y lograr. Epifanía y su conviviente tiene un negocio de venta de platería y en sus ratos libres ella hace acabados en joyas es su mayor habilidad, tiene 3 hijos de los cuales 2 aun son menores de edad y que por ellos tiene que luchar para poder darles lo mejor, gracias al apoyo de nuestra institución ha podido darles educación y construir su vivienda, con el ultimo préstamo piensa invertir en materiales de plata para trabajos nuevos.
El Señor David no estuvo presente en el desembolso del grupo por motivo de trabajo, por lo cual se incrementa la fotografia lado izquierda, con polo color blanco.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Grupo Hatarinas Group's $2,700 loan helped a member to invest in silver.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Aug 15, 2011
Currency Exchange Loss:
Mar 15, 2012