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Margarita De Jesús
In the town of Managua, Margarita de Jesus is arduously dedicated to working as a claim analyst in a state institution. She has been dedicated to this work for thirty one years. She is single and with two people in her care to whom she gives the necessary conditions for development.

Margarita de Jesus has come to Ceprodel with the goal if requesting a loan to improve the condition of her house by purchasing construction materials such as blocks, cement, sand. Through this effort, she can provide a better living conditions to her family by making a room annex.
View original language description ↓
En municipio de Managua, la señora Margarita de Jesús se dedica arduamente a laborar como analista de reclamo en una institución del estado, dedicándose a esta labor desde hace treinta un años. Es soltera y con dos personas a su cargo que le proporciona las condiciones necesarias para que se desarrollen.

La señora Margarita De Jesús ha acudido a ceprodel con el fin de solicitar un crédito para mejorar la condición de su vivienda en la compra de materiales de construcción tales como bloque, cemento, arena, por medio de esta obra brindarle mejor condición de vida a su familia, para poder hacer un anexo de un cuarto.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Margarita De Jesús to purchase construction materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Aug 2, 2011
Aug 7, 2011
Currency Exchange Loss:
Jan 19, 2013