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Teresa is a 53-year-old mother who lives in her own home with her husband and son. The only service they receive is electricity. Teresa resides in the rural section of the District of La Matanza, which is part of the Department of Piura. All of the residents in this area engage in agriculture, livestock breeding, and making handicrafts.

Teresa sells beer and also prepares and sells “chicha D. jora” (a rich beverage maD. from corn that is widely consumed in northern Peru). She has been in this business for several years and making this beverage is a tradition that has been passed from generation to generation. Her local sales of beer and “chicha D. jora” have gone up recently. This has resulted in a favorable increase in her income and an improvement in her family’s quality of life.

With this growth opportunity, Teresa is requesting a loan from Edpyme Alternativa in the amount of 2500 PEN so that she can buy beer in bulk and cornmeal for making “chicha D. jora”. She hopes to generate more revenue and attract more customers so that she can repay the loan and help her family get ahead a little bit at a time.

View original language description ↓
Teresa es una madre D. familia D. 53 años D. edad, vive con su esposo e hijo en su casa propia, cuenta con servicios sólo D. luz, ubicada en la zona rural del distrito La Matanza que pertenece al departamento D. Piura. Toda esta zona sus pobladores se dedican a la agricultura, ganadería y artesanía.

Teresa se dedica a la venta D. cerveza y elaboración, venta D. chicha D. jora (es una bebida rica elaborada a base D. maíz y muy consumida en el norte del Perú), esta actividad los realiza desD. hace varios años, ya que es una costumbre que ha pasado D. generación en generación. Últimamente se ha incrementado las ventas D. la chicha D. jora y cerveza en la zona donD. vive, lo que le ha favorecido para poder incrementar sus ingresos y mejorar la calidad D. vida D. su familia.

Teniendo la oportunidad D. crecer Teresa a solicitado un préstamo a Edpyme Alternativa D. 2500 nuevos soles para comprar mayor cantidad D. cerveza y harina D. maíz para la elaboración D. chicha D. jora, con la finalidad D. obtener mayores ganancias y así sus clientes aumenten, para solventar el crédito otorgado y para que su familia se supere poco a poco.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,083,400
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Teresa to purchase beer in bulk and cornmeal for making "chicha de jora".
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2011
Aug 5, 2011
Currency Exchange Loss:
Apr 15, 2012