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Maria Delia
María Delia, 23 years old, is married and lives with her husband and 2 year old son in Guaranda Canton in Bolivar Province.

The members of the Alli Kausay Communal Bank, located in the Tolapungo community, in the Veintimilla sector of Guaranda Canton, do agricultural work, raising animals, vegetables and other crops, or work in the cattle business.

María works in the agricultural and vegetable trade, raising animals and planting corn, wheat, beans, and barley. She buys and sells her products in the largest market in Guaranda. Her husband works in construction.

She requests the loan in order to increase her business and improve her agricultural activities. The loan will allow her to meet her economic needs and improve her quality of life. She faces challenges like fluctuating animal prices. Her dream is to increase her business and work with her own capital.

She enjoys doing the housekeeping.
View original language description ↓
María Delia tiene 23 años de edad, es casada, vive con su esposo e hijo de 2 años, en el Cantón Guaranda Provincia de Bolívar.

Los miembros de la V.R.C ALLI KAUSAY, se encuentra ubicada en la comunidad Tolapungo, sector Veintimilla, perteneciente al cantón Guaranda, los miembros de esta ventanilla se dedican a la agricultura, crianza de animales, comercio de ganado, legumbres y otros.

María se dedica al comercio de legumbres, agricultura, crianza de animales, siembra de maíz, trigo, fréjol, cebada, su esposo de dedica a la construcción. Compra y vende sus productos en el mercado mayorista de Guaranda.

Solicita el crédito para, incrementar su negocio y mejoramiento de sus actividades agrícolas. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar su calidad de vida. Enfrenta desafíos como la inestabilidad del precio de los animales. Su sueño es incrementar su negocio y trabajar con capital propio.

Le gusta dedicarse a labores del hogar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Delia to increase her business and improve her agricultural activities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2011
Aug 5, 2011
Currency Exchange Loss:
Aug 16, 2012