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Israel was born in Namaacha District. He is 29 years old and is married. He finished seventh grade but did not continue school because of financial problems. Israel has two children, ages five and nine; the eldest goes to school. He lives in his own house with his family and does not support anyone else.

Israel currently lives and works in Namaacha District. He has been a permanent employee at the water company for more than two years, earning 4,200 meticais per month. He uses the money for household expenses and his construction project.

He has never worked with other banks besides Hluvuku. This is his first loan, and he is asking for 10,000 meticais to buy construction materials, namely cement, sand, and blocks, to continue with his housing project. He is willing to pay off the loan ahead of time so he will be able to get other loans.
View original language description ↓
Nasceu no Distrito de Namaacha, tem 29 anos de idade, vive maritalmente, fez 7ª classe não deu continuidade devido a falta de condições Financeiras. É pai de 2 filhos de 5 e 9 anos, o mais velho é que vai a Escola. Vive na casa própria com sua familia não responsabiliza se por ninguem.

Actualmente trabalha e reside no Distrito de Namaacha e é funcionario permante ha mais de 2 anos na Empresa Agua da auferindo mensalmente 4.200.00mt que aplica nas dispesas da casa e da sua obra.

Nunca trabalhou com outros Bancos alêm da Hluvuku, este é seu primeiro empréstimo no valor de 10.000.00mt com o qual pretende comprar material de construção nomeadamente( cimento, areia e blocos) para dar continuidade da obra DE CONSTRUCAO DA SUA CASA. Esta disposto a pagar antes do tempo para aceder a outros créditos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 132
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 26.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Israel to buy construction materials, namely cement, sand and blocks.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 9, 2011
Currency Exchange Loss:
Apr 17, 2012