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Lusidia was born in the district of Matutuine in the province of Maputo. She has one child who is still underage.
She currently lives in the tourist region of Ponta de Ouro in the district of Matutuine. She carries out small scale commerce in her establishment and manages to obtain a profit which she uses to feed her family and to save some money in the bank (BCI).
Lusidia came to know of Hluvuku-Adsema through conversations with her parents and siblings. She decided to get closer in order to request clarification on the process for becoming a Hluvuku client and to benefit from financing to carry out her projects.
She became a client in 2010. Her first loan was for the amount of 8,000 metical (MZN) to purchase cement to make cement blocks, her second was to purchase products to sell in her commercial establishment, buying sodas and alcoholic beverages. With the current loan of 15,000 MZN she intends to purchase construction materials (cement and payment of labour) to finish building her home.
She intends to see the build of her house and commercial establishment completed and for this she will count on Hluvuku-Adsema for further loans.
View original language description ↓
Nasceu no distrito de Matutuine provincia de Maputo. Tem um filho ainda menor de idade.
Actualmente vive na zona turistica da Ponta de Ouro no distrito de Matutuine. Faz comercio de pequena escala no seu estabelecimento e consegue um lucro alimentar a sua familia e poupa um pouco no banco comercial(BCI).
Vem a conhecer a Hluvuku-Adsema apartir de conversas com seus pais e irmaos, e decide aproximar para ter mais esclarecimentos sobre os procedimentos para ser cliente e beneficiar-se do financiamento para realizar seus projectos.
Vem a tornar-se cliente no ano de 2010. O seu primeiro emprestimo foi no valor de 8.000,00Mts para compra de cimento para fazer blocos, no segundo emprestimo foi para compra de produtos para seu estabelecimento comercial na compra de refregerantes e bebidas alcoolicas. No presente emprestimo de 15.000,00Mts pretende comprar material de construcao ( cimento, pagamento de mao-de-obra ) para concluir a sua casa.
Tenciona ver sua casa concluida e seu estabelecimento comercial, e para tal conta com a Hluvuku-Adsema para mais financiamento.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 27
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 26.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Lusidia purchase construction materials (cement and payment of labour) to finish building her home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 2, 2011
Currency Exchange Loss:
Dec 18, 2012