Check out some available loans that are similar to this one!
Mayra Alejandra
Mayra, 23, lives in the city of Barranquilla. She is a clothes, perfume, soft-drink, liquor and cigarette merchant. She started the business six years ago with help from her mother who helped her financially and gave her advice on how to succeed in business just like she has done; she’s a merchant too.


Mayra sells for cash but mostly on credit. Her customers are women, men and young people. She pays cash for her purchases but she isn’t always able to respond to her growing clientele in an opportune way. This is the reason she’s calling on her Kiva loan, the first financing she’s gotten from Fundación Mario Santo Domingo that she’ll use to buy clothes to fill a pending order that she needs to see to most urgently because by responding in at timely manner, she will secure a regular customer and assure future sales.


Her dream is to acquire a house to give her mother much happiness because they currently live in a family home and she’d like to have a place for her products in the same place where she lives. While she works to reach her dream, she keeps a profit margin of no less than 30% which will gradually increase applying the injections of working capital that Kiva loans provide her with.
View original language description ↓
Mayra de 23 años vive en la ciudad de Barranquilla y se dedica al comercio de mercancía como ropa, perfumes refrescos, licores y cigarrillo. Su negocio inició hace 6 años con la ayuda de su madre, económicamente y orientándola a cerca de como surgir en el negocio, tal como lo hizo ella quien también es negociante. Mayra realiza sus ventas de contado y principalmente a crédito, sus clientes son mujeres, hombres y jóvenes; ella realiza las compras de contado, pero no siempre puede responder oportunamente a su creciente clientela. Esta es la razón por la cual acude a su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará ropa que es el pedido que debe resolver más urgentemente, pues respondiendo oportunamente contribuye con la fidelización de sus clientes y aseguraría la venta futura. Su sueño es adquirir una casa para darle a su madre mucha felicidad, pues la actual es familiar y le gustaría tener un local con sus productos en el lugar donde vive. Mientras trabaja para alcanzar su sueño, maneja en su negocio una rentabilidad no menor del 30% que gradualmente se incrementará, aplicando a su negocio las inyecciones de capital de trabajo que credikiva le ofrece.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 465
    View loans »
    Colombia Loans Fundraising
  • $15,266,825
    Funds lent in using Kiva
  • 1,772.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Mayra Alejandra to buy clothes to fill a pending order.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 29, 2011
Listed
Aug 6, 2011
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012