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José Ramón
José is a 43-year-old married man living with his wife, Ana, 34, and their two children who are 13 and 15 years old. He lives in the Santo Domingo municipal seat and he owns a taxi. His wife is a housewife dedicated full time to caring for the children.

He started working as a taxi driver five years ago. With much effort he was able to pay the membership fee to join a taxi cooperative which is expensive in Ecuador. He works from very early in the morning, from about 7am until 6pm. His cooperative is very centrally located near the public recorder’s office so customers are plentiful. But, José car is showing signs of wear and it’s time to replace the tires and reupholster the interior so that he can stay in business and provide good customer service.

He dreams with having a small transportation firm. He wants to continue to work in this sector and believes that although being a taxi driver implies risk he enjoys his work very much and above all strives every day to provide better service to his customers.
View original language description ↓
José es un hombra de 43 años y está casado, vive con su esposa Ana de 34 años y sus dos hijos, de 13 y 15 años. Vive en la Cabecera Cantonal de Santo Domingo y es propietario de un taxi, su esposa en cambio es ama de casa dedicada de lleno a sus hijos.

Hace 5 años decidió iniciarse como taxista. Con mucho esfuerzo pagó la cuota por agremiarse a una cooperativa de taxis ya que en Ecuador esto es costoso. Trabaja desde muy temprano en la mañana, más o menos desde las 7am hasta las seis de la tarde. Su cooperativa se encuentra en un lugar muy céntrico de la ciudad cerca del registro civil por lo que clientes no faltan. Pero el auto de José se ha ido desgastando y es hora de cambiar sus llantas y su tapiz interior, de esta manera él podrá seguir trabajando y dar a sus clientes un buen servicio.

El sueña con tener su pequeña empresa de transporte, él quiere seguir trabajando en este sector y aunque cree que ser taxista implica riesgos, le gusta mucho su trabajo y sobre todo se esmera por cada día dar un mejor servicio a sus clientes.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped José Ramón to buy tires and to reupholster his taxi.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Aug 27, 2011
Listed
Aug 4, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012