Check out other loans that are currently fundraising!
Joseph Albert
Joseph Albert, 24, is single living with his spouse and daughter. He intends to use the loan for his coffee seedlings. He has a field planted with coffee seedlings and he will buy supplies like fungicide, manure and other supplies to obtain good seedlings to transplant. He wants his coffee seedlings to be good so that he can sell quality coffee plants that are ready to be planted. He wants to generate higher profits for the wellbeing of his spouse and daughter attaining thereby growth in his coffee seedling business too.

This is his first loan from Fudecosur. He’s had no previous loans with state banks and Fudecosur has offered the best terms and a much lower interest rate.
View original language description ↓
Joseph Albert, tiene la edad 24 de años, está soltero y vive con su conyugue e hija. El pretende con el crédito invertir en una plantación de almacigo de café. El cuenta con un café sembrado en almacigo e invertirá en comprar insumos como fungicidas, abonos y materiales para obtener un buen almacigo. El quiere lograr que el almacigo de café sea bueno para vender un café listo para su siembra y de calidad. El quiere generar la mayor cantidad de ganancias para su bienestar y la de su conyugue e hija, logrando así crecer con el proyecto de la producción de almacigo de café de calidad. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 37
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 501.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Joseph Albert to buy fungicide, manure and other farming supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 18, 2011
Aug 4, 2011
Currency Exchange Loss:
May 20, 2013