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Veronica Petrona
This woman is originally from San Isidro las Marías. She is a teacher at a school located in the town of Cruz de Apante. She has been working for ten years. Her nuclear family consists of two people, her child and her husband.

She is requesting her second loan through an agreement with her school, which has helped her improve her condition and standard of living. She will use this last loan to purchase cement, bricks, nails, wood and to pay for manual labor to remodel her house. In this way she will improve her condition and standard of living.
View original language description ↓
Esta señora es originaria de de san Isidro las marías , es maestra y está ubicada en el colegio de la comarca cruz de apante, tiene 10 años de laborar, su núcleo familiar consta de 2 personas que son su hijo, y su esposo, esta señora solicito su segundo financiamiento atraves del convenio con el mismo colegio, los mismos le han ayudado a mejorar sus condiciones y nivel de vida, ya que este ultimo lo utilizara para la compra de cemento, ladrillo, clavos, madera y mano de obra, para la remodelación de su casa y de esa manera ha mejorado sus condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Veronica Petrona to purchase cement, bricks, nails, wood and to pay for manual labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2011
Aug 4, 2011
Currency Exchange Loss:
Oct 26, 2012