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Gvantsa is from the village of Sasireti, East Georgia. She lives with her father Noe, 63 years old. Gvantsa and her father work hard on the family farm. They have four hectares of land and grow cabbage and tomatoes. 1.5 hectare of this land is used for a fruit garden with 70 plum trees, 40 nut trees and 60 apple trees. They sell harvested fruit and vegetables to local retailers. The total average monthly income of the family is 1,000 Laris.

Gvantsa requested a loan to purchase fertilizers and drugs to treat the plants for parasites. In addition, part of the requested loan will be used to pay the workers, which will help the family in seasonal work.

After fertilization and treatment of the plants, Gvantsa and his father will get a high quality harvest and sell it for a good price. It will increase the income of the family. Gvantsa plans to renovate the house with the received income in order to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,912,575
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Gvantsa to purchase fertilizers and drugs to treat the plants for parasites.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Aug 5, 2011
Currency Exchange Loss:
Apr 15, 2012