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Gulmira's Group
In this Group: Gulmira, Kulzada, Kalima, Jyldyzkan
Gulmira, 40, is the leader of this group. In Toktogul, a small northern town in Kyrgyzstan, Gulmira worked for almost 20 years as a medical worker saving human lives. But now she is an experienced doctor and a mother of six children. The 40-year-old widow speaks in a cheerful voice of how delighted she was to try out a sphere other than medicine. Six years ago, when she found herself to be the only breadwinner in the family, Gulmira started a new business: breeding cattle. She went to a local cattle yard and bought a young calf for 6,000 soms. After a while, the cattle grew and she resold it at a higher price. Soon the business turned out to be quite profitable, so that Gulmira received 4,000 soms of profit while still working in a hospital. The purpose of Gulmira’s loan is to purchase more cattle to resell.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 44.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulmira's Group's $1,575 loan helped a member to purchase cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Aug 5, 2011
Currency Exchange Loss:
Jan 18, 2012