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Gerardine is 24 years old and single. She sells various goods such as cooking oil, rice, beans, biscuits, sugar, avocado etc. She has two years' experience. Her business is well organized and she works from 7am to 8pm every day.
Gerardine has requested a loan from Kiva lenders in order to expand her store by purchasing more and various goods such as cooking oil, rice, beans, biscuits, sugar, avocado etc. for resale. With the profits, she will reinvest in her business and will be able to build her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 22
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD