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Elmer has been working for 15 years as a farmer in the Philippines. He is 39 years of age and is married, blessed with three school-aged children. He is a hardworking father and a loving husband. He doesn’t want his family to experience the hardships of life.

Every day, he goes to the field to visit his farm in order to ensure a good harvest in the coming crop season this November. He hopes that he will also get a better yield this time to make up for previous farming losses. Elmer is requesting a loan amount of P20,000 to purchase fertilizer as maintenance for his farm. He knows this will help a lot in providing nutrients to his crop and so that it will bear more fruits to harvest.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1411
    View loans »
    Philippines Loans Fundraising
  • $59,122,500
    Funds lent in using Kiva
  • 42.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Elmer to purchase fertilizer as maintenance for his farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 14, 2011
Aug 8, 2011
Currency Exchange Loss:
Feb 15, 2012