Nessie is 28 years old and lives in the airport community. She is a high school graduate who is married and has two children ages 6 and 10 years old. Both her children are in school. Her husband is a pastor. For the past four years, she has been selling oil, rice, flour, sugar and baking powder. She started this business by baking bread. She learned this trade from her mother. She is requesting a loan to purchase oil, rice, flour, sugar and baking powder for her business. Her plans are to build her house and send her children to school.