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Déthié
This borrower is a young man who was married only six months ago. He has a shop selling cosmetics along the national road, which crosses his town. With the profits derived from his business, he opened a store selling grocery items. And he has a established an orchard where he cultivates a market garden, fattens cattle, and plants fruit trees. This diversification of his revenues is because, despite his young age, he is responsible for covering by himself all the expenses of his family, which is fairly large.

His generosity means that much is asked of him in his city, where unemployment and under-employment are very high.

He has never taken out a loan with IMCEC. Today, he is asking for a loan of 400,000 to round out his funds and to buy a vehicle for facilitating a lot of his work. His ambition is to become a wholesaler to supply the retailers in his town.
View original language description ↓
L’emprunteur est un jeune marié il y’a seulement six mois. Il tient une boutique de vente de produits cosmétiques au bord de la route nationale qui traverse sa localité. Avec les bénéfices tirés de son commerce, il a ouvert un magasin de vente de produits alimentaires et a réalisé un verger dans lequel il fait du maraichage, de l’embouche bovine et y a planté des arbres fruitiers.Cette diversification de ses revenus est du au fait que malgré sa jeunesse, il supporte seul toutes les charges d’entretien de la famille qui est assez large. Sa générosité fait qu’il est très sollicité dans sa ville ou le chômage et le sous emploi sont très important. Il n’a jamais pris de prêt à l’IMCEC. Il demande aujourd’hui prêt de 400 000F pour compléter ses fonds et acheter un véhicule qui facilitera beaucoup ses activités.Son ambition est de se transformer en grossiste pour approvisionner les détaillants de sa localité.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 90
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 457.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD